GERMAN HEALTH INSURANCE

made a lot easier for international students

It only takes a few minutes 🙂

THE GERMANS LIKE TO PLAY IT SAFE.

We do too.

That’s we specifically chose to work with the most trusted and two of the biggest public student health insurance providers in Germany:
TK (Die Techniker) and BARMER. You can see the ranking here.

German student health insurance for international students

Unfortunately sometimes life does not go to plan and you need to see a doctor or end up in the hospital. The costs for that can be extremely high and could potentially financially ruin people who only wanted to become healthy again. That is why the German government made it obligatory for everyone living in Germany to have health insurance and therefore it is necessary for international students as well in order to get their German student visa.

But the good thing is: You will enjoy almost unlimited health care and you will not have to pay a bill for treatments in advance if you get public health insurance.

3 EASY STEPS

We are bridging the gap between you and the German health insurance companies
by making it as easy as filling out a form.

1. Choose your insurer

Read the information and choose the German student health insurance provider that you like better.

2. fill out
the form

Click 'apply' and fill out the form. We only ask for data that our partners need to get you covered - not more!

3. GET YOUR CONFIRMATION

Get it within three days via e-mail for your German student visa and enrolment at the University.

PUBLIC HEALTH INSURANCE

for international students

As an international student, you should benefit from the excellent German healthcare system and choose a public health insurance provider. We want you to make the best decision – that’s why we have chosen our partners carefully and prepared an overview here. The final decision is up to you. Cannot decide?

Monthly contribution

For students under 23 or
with children up to 29 years old:

OR students without children
(age 23 up to 29 years):

If you are 30 years old or above you cannot get public health insurance and have to be insured privately. You can apply for private health insurance here.

Coverage and benefits

Some of the coverages above (e.g. the bonus programs / cashbacks) require additional actions from your side before and during your coverage. Contact us for more details.

German student health insurance for international students

TK

#1 chosen public
healthcare provider in Germany


108,81€


110,69€

German student health insurance for international students

BARMER

#2 chosen public
healthcare provider in Germany


111,07€


112,95€

German student health insurance for international students

TK

#1 chosen public
healthcare provider in Germany

Monthly contribution

For students under 23 or with children up to 29 years old:
108,81€

OR students without children (age 23 up to 29 years):
110,69€

If you are 30 years old or above you cannot get public health insurance and have to be insured privately. You can apply for private health insurance here.

  • Fast digital process
  • Confirmation vie e-mail within 48h
  • Fundamental healthcare by German law
  • Advanced dental coverage
  • Customer support (English & 24/7)
  • 189 Branches in Germany
  • Travel vaccinations covered
  • Healthcare courses budget up to 150€/year
  • Sports medical examinations budget up to 120€/year
  • App for customers in English
  • Bonus program with cashback up to 111€/year
  • Osteopathy budget up to 120€/year

Some of the coverages above (e.g. the bonus programs / cashbacks) require additional actions from your side before and during your coverage. Contact us for more details.

German student health insurance for international students

BARMER

#2 chosen public
healthcare provider in Germany

Monthly contribution

For students under 23 or with children up to 29 years old:
111,07€

OR students without children (age 23 up to 29 years):
112,95€

If you are 30 years old or above you cannot get public health insurance and have to be insured privately. You can apply for private health insurance here.

  • Fast digital process
  • Confirmation vie e-mail within 48h
  • Fundamental healthcare by German law
  • Customer support (English & 24/7)
  • 395 Branches in Germany
  • Travel vaccinations covered
  • Healthcare courses budget up to 150€/year
  • Bonus program with cashback up to 100€/year

Some of the coverages above (e.g. the bonus programs / cashbacks) require additional actions from your side before and during your coverage. Contact us for more details.

Note: This overview is for general comparison and does not show their whole coverage and services.
The providers we work with are just a few out of many public health insurance companies in Germany.

If you are above 30 years old or you are coming to Germany for Studienkolleg’, language or preparation courses
you are not applicable for the public health insurance providers shown above. You have to be insured privately (read this article to find out more).

Therefore we recommend MAWISTA’s private health insurance.

Cannot decide?

A WORD FROM A STUDENT

Trust your fellow students from all over the world

As soon as I received my visa, the very first thing I had to do was the enrollment in the university, so that I can get the presence letter that was required by the border control at that time to enter Germany. The MUST requirement was to get yourself enrolled was to have German student health insurance first. For that, I got my German health insurance via Leazear and the certificate was there within 2 days. The process was quite smooth as I just had to fill the insurance form. They were always there to help me when I had any questions.

I strongly recommend getting it through Leazear if you don’t want to have much of a headache from getting a German student health insurance as an international student.
German student health insurance for international students
Mukander Kumar
From Pakistan, studies master at RWTH Aachen

GERMAN STUDENT VISA

Other things you need for a successfull visa application. 

LETTER OF ADMISSION

You need admission at a university to get the German student visa. Leazear's experts will help you to prepare for successful university applications.

TRAVEL INSURANCE

If you got health insurance via Leazear we will refund up to 34€ of your incoming/travel insurance expenses. If timed smartly you can get covered completely for free!

BLOCKED ACCOUNT

The 'proof of sufficient financial means' is one requirement for the German student visa. A blocked account is an easy and proven solution for that.

FAQ

Get answers to your questions right away.

*Leazear refunds up to 34€ of your incoming/ travel insurance. If you get travel insurance via us and you arrive within 30 days before your studies start in Germany your travel insurance will be free. The refund will be paid to your German bank account when your studies and the student health insurance starts. If you do not activate your health insurance when in Germany you will loose the right for the refund.

IMPORTANT: Many German universities do not accept insurances (travel or health) which are from countries outside the EU. 
Contact us ([email protected]) to get a proven travel insurance via us.

The good news is that the public health insurance companies are governmentally regulated institutions which means they offer the same fundamental coverage – and this coverage is sufficient in almost any dangerous medical case and beyond. They only differ slightly in prices and offer each different bonus services or coverages for their clients (e.g. cash back programs for staying healthy). This means you cannot make a ‘bad decision‘ regardless of which provider you choose.

If you are above 30 years old or you are coming for ‘Studienkolleg’ or language / preparation courses to Germany you are not eligible for public health insurance and you must get private health insurance. For that contact us via e-mail to [email protected]

To get a German student visa you will have to fulfil many requirements and show confirmations. Travel /incoming insurance and a German health insurance are two of those requirements.

At latest you will need a health insurance confirmation at the time of your enrolment at the German university.

No, Leazear is a Germany based company that creates digital solutions for international students. However we work with partner companies, like insurance providers. The insurance contract will be between you and the provider – we just bring you together. For this mediation service we get a financial compensation from our partners.

It’s a lot easier – with Leazear
© 2021

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